Local News
How to maintain your home Insurance after wildfire – NBC Los Angeles
The 2024 wildfire season has been a tense time for home and business owners who – as NBC Los Angeles’ I-Team has reported – are being dropped by their insurance carriers by the tens of thousands as companies are concerned with large losses in events like the Line, Bridge and Airport Fires.
“Honestly the hardest part is we are blind. I’ve been calling around all afternoon, trying to find out if my house is still there,” Danny Jacob, who recently evacuated from his home, said.
The state’s Department of Insurance said one thing that should not be a worry for homeowners is the possible loss of their insurance.
State law requires a mandatory one-year moratorium on insurance companies canceling or non-renewing residential insurance policies in certain neighborhoods after the governor has issued a state of emergency.
As soon as Cal Fire establishes a perimeter at a fire site, the Department of Insurance will “put a lock in place,” according to insurance broker Karl Susman
“The insurance carriers will not be able to non-renew properties that are in that area for at least a year,” Susman said.
Once a state of emergency is declared, the one-year protection applies to residential policyholders who suffer less than a total loss or even no loss at all in the affected area.
Homeowners with total loss also have additional protections under the law, according to the Department of Insurance.
Home insurance policies could cover other costs, like overnight stays when displaced from homes – but it all depends on one’s insurance policy.
“It depends on if the evacuation order is mandatory or not. There are a lot of factors that are in there,” Susman explained. “It’s always a good idea, if you’re in the position of having to evacuate, to contact your insurance carrier and find out what coverage you might be eligible to get for that.”
Another important thing for homeowners need to remember, according to the insurance broker, is that carriers are not able to make changes to the policy when there’s an active fire.
“You can’t call them and say, ‘You know what? I think I should have more coverage today.’ That’s not going to happen,” Susman said. “The best thing that you can do is (to) get a copy of your policy. You can usually call your agent or broker or you can call the insurance carrier directly.”
The insurance broker also urged people to ask their broker straight-forward questions such as what the policy may cover under a mandatory evacuation as every policy has different language when it comes to evacuation rules.
New regulations, as the I-Team reported earlier in the summer, would mandate insurance companies to offer policies in certain high risk and underserved communities.
The rules are expected to go into effect later this year and would apply to areas of distress, perhaps where wildfires are now, according to Susman, who added the premium, which will reflect that risk potential, could increase in the future but with the possibility of having more options.
Local News
How to add California driver’s license to iPhone, Apple Watch – NBC Los Angeles
California driver’s license holders can now add their state ID to Apple Wallet on their IPhone and Apple Watch, Gov. Gavin Newsom announced Thursday.
The digital IDs will be accepted at Transportation Security Administration (TSA) check points, including Los Angeles International Airport and San Francisco Airport, as well as select businesses.
“With this new integration, we’re working to better serve the people of California in the 21st Century,” Newsom said in a statement.
Here’s how to add your ID to Apple Wallet
- Go to Apple Wallet
- Click the + button on the top right-hand corner
- Under the “Add to Wallet” section, tap “Driver’s License or State ID” to select “California mDL Pilot.
- Scan the front and back sides of your California ID
- Scan your face
- Take a picture
- Wait for verification from the California DMV.
But there’s a catch
The mobile driver’s license (mDL) pilot program is currently only limited to 1.5 million participants.
If your license is expired or suspended, your mDL will be rejected.
Other factors that could impact your mDL applications are:
- Wearing headwear
- Not using plain background
- Lack of consistent lighting
- Other faces in the frame
- Wearing sunglasses
More tips can be found here.
Last month, the state announced the DMV addition of Google Wallet as an option to hold driver’s licenses and identification cards.
Local News
New LA City Council president begins leadership role – NBC Los Angeles
Los Angeles City Council President Paul Krekorian will hand over the position Friday to Council President Pro Tem Marqueece Harris-Dawson in a leadership shakeup for the 15-member panel.
First elected to in 2015, the 54-year-old Harris-Dawson represents Council District 8, where he won his first election with 62-percent of the vote in an area that includes Baldwin Hills, Chesterfield Square, Crenshaw, Jefferson Park and other communities.
Born and raised in Los Angeles, Harris-Dawson won his bid for the top council post in May and vowed to focus on the city’s homeless crisis. The chair of the city’s Planning and Land Use Management Committee co-authored Prop HHH, which was a $1.2 million bond measure to provide permanent supportive housing.
The council voted 14-0 to name Harris-Dawson as Krekorian’s successor as president.
As president, Harris-Dawson will preside as chair over council meetings, have the power to assign council committees and handle parliamentary duties such as ruling motions in or out of order. He was elected president pro tempore to replace Curren Price, who stepped down after he was charged in June 2023 with embezzlement, perjury and conflict of interest.
Harris-Dawson is expected to serve as president through mid-December. Following November’s election and once new council members assume their offices, another election will be held to elect a council president for a new term.
Krekorian received an ovation Thursday at his final meeting as council president. The Council District 2 representative will leave the body in December due to term limits. Councilman Bob Blumenfield unveiled plans to rename two sites in honor of Krekorian — the Victory Valley Child Care Center at 6451 Saint Clair Ave., and the Valley Plaza Sports Fields at 6980 Whitsett Ave. in North Hollywood.
Krekorian, whose district includes east San Fernando Valley neighborhoods, was first elected to the council in late 2009. He was elected council president in the wake of a leaked audio recording of colleagues, including then-President Nury Martinez, that shook City Hall.
Martinez resigned in 2022 after being heard in a recorded racially charged conversation with two other council members and a county labor official discussing the council’s redistricting process. The recorded conversation included racist comments about a colleague’s young Black adopted son.
Krekorian stepped into the council presidency during the tumultuous time at City Hall.
“I couldn’t do the work for the next 79 days and I couldn’t do the work as council president, and I couldn’t have done the work as an Assembly member or anything else without the support, guidance and love that I’ve received from my wife, Tamar, for the last quarter of the century almost,” Krekorian said.
He also thanked his staff.
“To all my staff, I hope you noticed that a number of members of this council specifically recognized you and that’s because you do extraordinary work — not only for me, our constituents, but for the entire city of Los Angeles,” Krekorian said.
Local News
Find Riverside County Airport Fire recovery assistance – NBC Los Angeles
Residents impacted by the Airport Fire in Riverside County can visit a local assistance center in Lake Elsinore.
Residents seeking assistance with food, health care support and more are welcomed to visit the one-stop resource center located at the Lake Community Center. The center will be open from noon to 9 p.m. Thursday and Friday, and 8 a.m. to 5 p.m. Saturday.
The Riverside County Department of Public Social Services, Public Health, Housing & Workforce Solutions and other local agencies will be joined by representatives from the California Office of Emergency Services and several nonprofit organizations to provide information on how to get financial, medical and related aid.
Residents seeking help also can click here.
On Tuesday, the Riverside County Board of Supervisors approved an emergency declaration, enabling the county to seek state and federal allocations for infrastructure repairs or improvements and general recovery of expenses stemming from the blaze.
As of Thursday, the Airport Fire was 41% contained at more than 23,500 acres in Orange and Riverside counties.
For information about Orange County recovery resources, click here.
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